Women as loan officers - Gender and Banking | goWave by RHB
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Women as loan officers - Gender and Banking
You may have seen a lot of male credit officers, but have you ever wondered why most women do not hold the position of credit officer? Certainly new, although the work of credit officers has not yet achieved full gender equality, we observe that women are competent and are more involved in this work. So you can take a look at the qualities that motivate women to fulfill their role as credit officers well

  1. Decisiveness in decision making: In general, women are careful and thoughtful, which leads them to examine the risks and conditions of the loan thoroughly before making a decision.
  2. High ability to negotiate: Women are soft in negotiation. In addition, women credit officers should be highly aware of customer motivation, such as requesting documents from customers, setting credit fees.
  3. Good grip on information: Women are detailed in gathering information and taking notes. Gathering comprehensive information helps make good credit approval decisions.
  4. Leadership: Most women credit officers are well-mannered, disciplined, patient and hardworking, and independent in their work.
  5. Strict penalties: Most women are willing to follow the bank's policy and apply the penalties consistently to the case of late loans. This is an advantage for women credit officers because it reduces the risk of bad credit repayments.
  6. Easy to adapt: ​​Women are also easy to adapt to social contexts, such as customers with different cultures and different attitudes. Adaptation makes their communication with customers work well.

Therefore, women have many good qualities to work as credit officers. They are decisive and have a high ability to negotiate, as well as good information gathering and attention to the quality of the loan.Therefore, institutions and employers should pay more attention and consider encouraging more women to participate in this work for the benefit of the organization as a whole.

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